General Liability & Excess
Core protection for third-party injury and property-damage claims, with excess layers when primary limits are not enough.
- Bodily injury & property damage
- Products / completed operations
- Excess / umbrella options
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Commercial Insurance
Protect operations, assets, and people with coverage designed around how your business actually runs — not a one-size-fits-all package.
Overview
Principal-Level Business Protection
Whether you run a growing enterprise or a tightly held company, commercial risk compounds quickly: liability claims, property loss, employee injury, vehicle exposure, and contractual requirements.
Iconic Resources structures commercial programs through premier carriers so you can operate with clarity — knowing gaps are closed and coverage matches your real-world exposures.
Coverage Breakdown
Commercial Coverage, Broken Down
Each line below can stand alone or work as part of a coordinated program tailored to your industry and growth stage.
Property
Safeguard buildings, contents, and business personal property against loss, damage, and interruption exposures.
- Building & contents
- Business interruption considerations
- Equipment & improvements
Commercial Auto
Coverage for company vehicles and liability arising from business driving and fleet operations.
- Liability & physical damage
- Hired / non-owned auto options
- Fleet-friendly structuring
Workers' Compensation
Statutory benefits for workplace injuries — medical care and wage replacement that protect employees and the business.
- Medical & indemnity benefits
- Employer liability component
- State compliance support
Business Owner Packages (BOP)
Bundled property and liability designed for eligible small-to-medium businesses seeking efficient protection.
- Combined property + liability
- Right-sized for growing firms
- Streamlined placement
Key Person & Buy-Sell
Financial tools that stabilize ownership transitions and protect against the loss of critical people.
- Key person life / disability concepts
- Buy-sell funding strategies
- Ownership continuity planning
Business Continuity
Planning and coverage considerations that reduce downtime after a covered loss or disruption.
- Operational resilience focus
- Recovery prioritization
- Carrier & program coordination
Bonds & Equipment
Contractual surety needs and protection for equipment essential to delivering your work.
- Bid / performance style needs
- Equipment damage & theft
- Regulatory / contractual support
How We Engage
A Clear Path From Discovery to Coverage
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01
Discovery
We map your operations, assets, exposures, and priorities — not just a checklist of policy forms.
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02
Design
Coverage is structured through top-tier carriers and partner platforms to fit how you actually operate.
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03
Delivery
You receive a clear recommendation, options, and ongoing counsel as your risk profile evolves.