Professional Liability
Protection for errors, omissions, negligence, and breach-of-duty claims arising from professional services.
- Errors & omissions
- Defense cost considerations
- Practice-specific underwriting
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Specialty Insurance
Coverage for complex, non-standard, and project-driven risks — from professional liability to captives and OCIP structures.
Overview
Built for Risks Standard Policies Miss
Specialty exposures sit outside ordinary packages: professional advice, renovation projects, construction sites, investor portfolios, and large programs that need centralized control.
We help clients navigate these markets with clarity — matching the right specialty forms and program structures to the way the work is actually performed.
Coverage Breakdown
Specialty Coverage, Broken Down
Each specialty line addresses a distinct exposure. We help you choose what you need — and avoid paying for what you do not.
Property Investors
Coverage tailored for Fix-N-Flip and Fix-N-Hold strategies where occupancy, renovation, and timeline matter.
- Renovation-stage risks
- Investor portfolio needs
- Hold vs flip structuring
Builders Risk
Construction-phase protection for the project worksite against damage, theft, and related perils.
- Course-of-construction focus
- Materials & soft-cost considerations
- Contractor / owner coordination
Owner Controlled Programs (OCIP)
Centralized coverage control for large projects — aligning site safety, claims handling, and program governance.
- Project-level consolidation
- Sponsor visibility
- Scalable for multi-contractor sites
Captive Insurance Programs
Custom structures for complex or large-scale risks where traditional markets alone are not the full answer.
- Program design counsel
- Risk retention strategy
- Enterprise-scale sophistication
How We Engage
A Clear Path From Discovery to Coverage
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01
Discovery
We map your operations, assets, exposures, and priorities — not just a checklist of policy forms.
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02
Design
Coverage is structured through top-tier carriers and partner platforms to fit how you actually operate.
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03
Delivery
You receive a clear recommendation, options, and ongoing counsel as your risk profile evolves.